What Is A Workers’ Comp Loss Ratio—And Why Should You Care?

    If you’re a business owner or HR leader, you probably focus on keeping employees safe and managing your workers’ comp premium. But there’s a number behind the scenes that plays a big role in how much you pay—your loss ratio.

    2 min read

    From wearables to insurance: How Kinetic is revolutionizing workplace safety

    In this episode of Over the Air, host Bill Brock sits down with Haytham Elhawary, co-founder and chief strategy officer of Kinetic, to explore the company’s evolution from a wearable tech startup to an innovative insurance provider focused on workplace safety.

    1 min read

    What most workers' comp buyers get wrong

    When it comes to buying workers’ comp insurance, most business owners focus on one thing: price.

    2 min read

    Don’t Wait: 5 Key Reasons to Report a Workplace Injury Promptly

    Time is critical when reporting a work-related injury—especially for frontline workers who are the backbone of a company. When these essential employees are sidelined, productivity suffers, and workers’ compensation costs rise. Delayed reporting can increase claim costs by up to 51% according to NCCI research and lead to longer recovery times, legal complications, and compliance risks.

    2 min read

    The hidden cost of workplace injuries: What you can't afford to ignore

    Workplace injuries—common among frontline workers—are costly to employers and employees alike.

    3 min read