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Offer your clients the only tech-driven workers’ comp on the market that can prevent injuries

Kinetic combines cutting-edge technology, advanced data analytics, and best-in-class insurance to help your clients reduce workplace injuries by up to 60%, driving down the cost of annual premiums year over year.


Kinetic’s injury reduction program is delivering results for our agency partners and policyholders

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Easy to implement

Lower A/Y Loss Ratio

Lower Cost Per Claim

Lower Premiums

Account Retention

Our differentiated workers’ comp pairs best-in-class insurance, backed by Nationwide, with state-of-the-art safety tech to predict, prevent, and manage workplace injuries.

Reduced premiums and client dividends can help you win more business. Meanwhile, brokers enjoy a 90% account retention rate with improved experience modification.

Program highlights

  • 50 state distribution
  • $50,000 minimum premium
  • Guaranteed cost & deductible policy options
  • A+ rated paper
    • National Casualty
    • Freedom Specialty
  • Multiple pricing tiers available
  • Flexible installment and payment options, including pay-as-you-go
  • Performance-based dividend eligibility
  • Competitive commission

Our safety technology is included with every policy at no cost

Our differentiated workers’ comp pairs best-in-class insurance with proprietary hardware, software, and generative AI to prevent injuries and more effectively manage the claims process end to end.

Fewer workplace injuries mean a decrease in workers’ comp claims and reduced premiums.

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Specializing in safety-first industries

With an appetite for 200+ class codes nationwide, Kinetic focuses on safety-critical industries, where our technology can significantly reduce injuries.

Nationwide is on our side

Feel confident knowing that every Kinetic workers’ comp policy is backed by Nationwide and comes with their best-in-class claims handling and access to their easy-to-use online portal for billing history and payments.

How to become one of our select broker partners