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Kinetic's Appetite

Tailored workers’ compensation insurance for safety-critical industries.

 

Discover our specialized appetite

Kinetic offers tailored coverage across 200+ class codes for safety-driven industries like manufacturing, warehouses, transportation, and parcel delivery. Backed by Nationwide and with national reach, explore how we can support your middle market clients.

Our Workers' Compensation program

A (Excellent)-rated paper for National Casualty or Freedom Specialty

National distribution

Best-in-class safety technology

$50,000 minimum premium

Guaranteed cost and deductible options

Performance-based dividend eligibility

Explore our focus industries

From parcel delivery to manufacturing, we focus on industries where safety matters most. Explore our tailored coverage for:

Parcel delivery
Parcel delivery

Keep last-mile delivery drivers safe with workers’ comp designed to meet the high demands of parcel, package, and mail services.

Wholesale & Warehousing
Wholesale & Warehousing

Deliver safety-focused coverage for wholesalers and warehouses, from groceries to clothing and beyond.

Hotels
Hotels

Protect employees in hotels, casinos, and restaurants with workers’ comp tailored to hospitality.

Janitorial
Janitorial

Ensure the safety of janitorial teams with workers’ comp tailored for professional and residential cleaning staff.

Manufacturing
Manufacturing

Protect manufacturing businesses with tailored workers’ comp coverage, covering food, plastics, automotive, and more.

Transportation
Transportation

Protect drivers with workers’ comp designed for the transportation industry, from local truckers to garbage collection crews.

Where we are seeing success

Kinetic partners are seeing success placing risk in industries where safety is key.

Janitorial

Class Code: 9008  State: CA

hotel (1)
Bound Premium:
$103,611
Trucking

Class Code: 7219  State: IL

hotel (4)
Bound Premium:
$51,112
Parcel Delivery

Class Code: 7198  State: CA

hotel (3)
Bound Premium:
$310,184
Wholesaler & Warehouse

Class Code: 8292  State: CA

hotel (5)
Bound Premium:
$57,337
Parcel Delivery

Class Code: 7231  State: MO

hotel (3)
Bound Premium:
$288,544
Wholesaler & Warehouse

Class Code: 8018  State: CA

hotel (5)
Bound Premium:
$170,103
Parcel Delivery

Class Code: 7231  State: AL

hotel (3)
Bound Premium:
$51,359

Ready to submit a risk?