Vector 1-1

Kinetic's Appetite

Tailored workers’ compensation insurance for safety-critical industries.

 

Discover our specialized appetite

Kinetic offers tailored coverage across 200+ class codes for safety-driven industries like manufacturing, warehouses, transportation, and parcel delivery. Backed by Nationwide and with national reach, explore how we can support your middle market clients.

Our Workers' Compensation program

A (Excellent)-rated paper for National Casualty or Freedom Specialty

National distribution

Best-in-class safety technology

$50,000 minimum premium

Guaranteed cost and deductible options

Performance-based dividend eligibility

Explore our focus industries

From parcel delivery to manufacturing, we focus on industries where safety matters most. Explore our tailored coverage for:

Parcel delivery
Parcel delivery

Keep last-mile delivery drivers safe with workers’ comp designed to meet the high demands of parcel, package, and mail services.

Learn more
Wholesale & Warehousing
Wholesale & Warehousing

Deliver safety-focused coverage for wholesalers and warehouses, from groceries to clothing and beyond.

Learn more
Hotels
Hotels

Protect employees in hotels, casinos, and restaurants with workers’ comp tailored to hospitality.

Learn more
Janitorial
Janitorial

Ensure the safety of janitorial teams with workers’ comp tailored for professional and residential cleaning staff.

Learn more
Manufacturing
Manufacturing

Protect manufacturing businesses with tailored workers’ comp coverage, covering food, plastics, automotive, and more.

Learn more
Transportation
Transportation

Protect drivers with workers’ comp designed for the transportation industry, from local truckers to garbage collection crews.

Learn more

Where we are seeing success

Kinetic partners are seeing success placing risk in industries where safety is key.

Gear Manufacturing

Class Code: 3632

ManufacturingforSuccessList
Bound Premium:
$69,583
Trucking

Class Code: 7219

Trucking_SuccessListIcon
Bound Premium:
$268,139
Parcel Delivery

Class Code: 7231

Parcel_SuccessListIcon
Bound Premium:
$196,029
Janitorial Services

Class Code: 9006

Janitorial_SuccessListIcon
Bound Premium:
$117,925
Parcel Delivery

Class Code: 808

Parcel_SuccessListIcon
Bound Premium:
$211,430
Trucking

Class Code: 7219

Trucking_SuccessListIcon
Bound Premium:
$150,747

Ready to submit a risk?

Existing clients

© 2025 Kinetic