A specialized appetite to achieve your goals
With comprehensive workers' compensation insurance across 200+ class codes, Kinetic focuses on industries where safety is key: manufacturing, wholesale and warehouse, transportation, and parcel delivery. We partner with brokers dedicated to protecting employees and the businesses they serve.
Built for safety-driven businesses
Backed by Nationwide, we pair proactive safety tech with competitive premiums to help reduce workplace injuries before they happen.
Strong foundation
With A+ rated paper on National Casualty paper (Freedom Specialty paper in California), you can count on us to be there when you need us.
Proprietary safety tech
We include best-in-class technology with every policy—at no extra cost—helping your clients build a proactive, safety-first culture.
Competitive premiums
Your clients benefit from upfront competitive pricing, with average savings of 13% on premiums, plus performance-based dividends.
We have a targeted appetite
Kinetic has an appetite for 200+ class codes across manufacturing, transportation, parcel delivery, janitorial and more. We offer workers' comp nationwide with a $50,000 minimum premium and offer both guaranteed cost and deductible options.
Explore our focus industries
Manufacturing
Workers' compensation insurance for manufacturers including food, clothing, printing, automobile, and plastics.
Wholesale/ Warehouse
Workers' compensation insurance for grocery, clothing, and drug wholesalers as well as warehouses.
Transportation
Workers' compensation insurance for long haul truckers, local truckers, and garbage collection drivers.
Parcel delivery
Workers' compensation insurance for last mile delivery including mail parcel or package.
Hotels
Workers' compensation insurance for employees in hotel casinos, restaurants, and other hospitality roles.
Janitorial
Workers' compensation insurance for cleaners, including janitorial and residential cleaners.