
Kinetic's Appetite
Tailored workers’ compensation insurance for safety-critical industries.
Our Workers' Compensation program
A (Excellent)-rated paper for National Casualty or Freedom Specialty
National distribution
Best-in-class safety technology
$50,000 minimum premium
Guaranteed cost and deductible options
Performance-based dividend eligibility
Explore our focus industries
From parcel delivery to manufacturing, we focus on industries where safety matters most. Explore our tailored coverage for:
Parcel delivery
Keep last-mile delivery drivers safe with workers’ comp designed to meet the high demands of parcel, package, and mail services.
Wholesale & Warehousing
Deliver safety-focused coverage for wholesalers and warehouses, from groceries to clothing and beyond.
Hotels
Protect employees in hotels, casinos, and restaurants with workers’ comp tailored to hospitality.
Janitorial
Ensure the safety of janitorial teams with workers’ comp tailored for professional and residential cleaning staff.
Manufacturing
Protect manufacturing businesses with tailored workers’ comp coverage, covering food, plastics, automotive, and more.
Transportation
Protect drivers with workers’ comp designed for the transportation industry, from local truckers to garbage collection crews.
Where we are seeing success
Kinetic partners are seeing success placing risk in industries where safety is key.
Hotel
Class Code: 9050 State: CA

Bound Premium:
$67,706
Trucking
Class Code: 7219 State: MD
Bound Premium:
$92,248
Parcel Delivery
Class Code: 7231 State: PA
Bound Premium:
$292,535
Parcel Delivery
Class Code: 7198 State: CA
Bound Premium:
$419,804
Trucking
Class Code: 7219 State: CA
Bound Premium:
$228,232
Parcel Delivery
Class Code: 7231 State: ME
Bound Premium:
$163,819
Parcel Delivery
Class Code: 7231 State: MO