Kinetic's transportation appetite
With demanding schedules and high-risk environments, workers' compensation for trucking and garbage works can be challenging–but it doesn't have to be.
Kinetic wraps safety technology, data-driven insights, and competitive pricing into every workers' comp policy to help your clients protect their essential employees.
Benefits of coverage for transportation businesses
Tech-driven safety
Keep your clients ahead of workplace risks with smart safety tech built into every Kinetic policy.
Lower costs
Help your clients reduce their premiums on average 13% through optimized safety processes.
Specialized expertise
Industry experts, underwriters, and claims professionals deliver an exceptional, hands-on client experience.
Target class codes
- 3821 Automobile Recycling & Drivers
- 7219/7227 Trucking NOC
- 7228/7227 Trucking - Local Hauling Only
- 7590/9424 Garbage Works
- 9403 Garbage Ashes or Refuse Collection
Transportation exclusions
- No wide load, spreader truck, auto transport trucks, tanker trackers, or triple trailer hauling.
- No hauling of hazardous materials, heavy machinery or equipment.
General exclusions
No Aircraft exposure; No Mid-term business, unless they are coming out for PEO or Captive; No business with less than 3 years of prior workers comp coverage, may consider Parcel with more than 2 years of prior workers comp coverage; No 1099 Exposure greater than 40%; No risks coming out of a PEO, unless they have their own NCCI or state bureau ex-mod; No Staffing Agencies; No USL&H; No Jones Act; No Maritime Employers Liability; No Foreign Coverage; No Retroactive policies; No Large risk alternative rating option (LRARO).
Submission requirements
- ACORD 130
- Industry supplemental applications
- Ex-mod worksheet
- Current year and prior 3 years loss runs valued no more than 120 days prior to effective date
- Target pricing (if known)
