Does your workers' comp prevent injuries? Ours does.

Kinetic pairs every policy with innovative safety tech to reduce workplace injuries by up to 60%.

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Proactive workers' comp protects your employees and your business

Strengthen your safety culture with smart injury prediction, prevention, and management technology wrapped into your workers' compensation policy.

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Reduce injuries and help employees back to work
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Improve employee retention
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Cut claims costs and premiums
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Reduce your ex-mod

Reduce your injuries, lower your costs

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fewer strain and sprain injuries

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lower claim costs

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lower premiums

Actively prevent and manage injuries

You deserve insurance that works for you and your employees. Our policies are tailored to address your safety concerns, so you can see the greatest impact.

PREVENT

Reduce workplace injuries

Reduce strain and sprain injuries with Reflex wearable devices that provide real-time ergonomic feedback.

 

MANAGE

Navigate return-to-work with confidence

Get employees back to work 11 days faster with compliant, light-duty options available at the click of a button.

 

MANAGE

Actively drive claims outcomes

Catch problems early, take the right next best step, and stop costs spiraling with the only claims intelligence AI that works like your dedicated claims expert.

 

"We take a proactive approach to preventing injuries, and we believe Kinetic's services will put wind in our sails as we continue to improve workplace safety for our employee-owners.”

President, Wholesale and Warehousing Provider

Backed by Nationwide, trusted by policyholders

Nationwide backs every Kinetic workers’ comp policy. Access best-in-class claims handling and their easy-to-use online portal for billing history and payments.

Reliance Delivery reduces workplace injuries with Kinetic

See how Reliance Delivery protects their drivers from repetitive strain injuries with Kinetic, keeping their team safe and productive.

Looking for more information?

Frequently asked questions

What is workers’ compensation insurance?
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Workers’ compensation insurance is a safeguard for both businesses and employees when work-related injuries or illnesses occur.

For employees, it offers essential support, including medical care, wage replacement, and recovery resources. For employers, it provides peace of mind by reducing the risk of costly lawsuits and ensuring injured workers receive the care they need to recover and return to work.

What's included as part of my Kinetic workers' compensation plan?
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All Kinetic workers’ compensation plans provide national coverage, are backed by Nationwide on A+ paper, and offer dividend potential. In addition, we design a safety program for every policy for free that can include technology like:

Reflex wearable platform: Provides real-time ergonomic feedback to your workers to reduce injuries.
Nurse Triage: Provided by Nationwide, Nurse Triage simplifies injury reporting and care coordination.
Rapid Return-to-Work: Enables compliant, light-duty creation and deployment in minutes.
Claims Navigator: Continuously monitors claims data, flags risks, and gives you the next best action on every claim so you're in charge of claims outcomes.
Am I required to use the Reflex Wearable Platform?
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No, while we highly certain policyholders implement the Reflex Wearable Platform, as part of their custom safety plan, to protect their employees and reduce injury claims, they aren't required to do so.

How do I report a claim?
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We recommend reporting a claim through the Nurse Triage program. A registered nurse is immediately available to answer care questions. They also report the claim on your behalf, expediting the claim reporting process and reducing lag times. View injury reporting and claims info for nurse triage.

Existing clients

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