Does your workers' comp prevent injuries? Ours does.

Kinetic pairs every policy with innovative safety tech to reduce workplace injuries by up to 60%.

Are you an existing client? Contact us here solar_arrow-up-linear

Proactive workers' comp protects your employees and your business

Kinetic workers' compensation strengthens your safety culture with smart injury prediction, prevention, and management technology wrapped into every policy.

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Reduce injuries and help employees back to work
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Improve employee retention
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Cut claims costs and premiums
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Reduce your ex-mod

Reduce your injuries, lower your costs

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fewer strain and sprain injuries

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lower claim costs

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lower premiums

Actively prevent and manage injuries

See how our injury reduction platform sets your workers’ compensation coverage apart.

PREVENT

Reduce workplace injuries

Reduce strain and sprain injuries with Reflex wearable devices that provide real-time ergonomic feedback.

 

MANAGE

Navigate return-to-work with confidence

Get employees back to work 11 days faster with compliant, light-duty options available at the click of a button.

 

MANAGE

Actively drive claims outcomes

AI-powered claims oversight speeds up outcomes and reduces costs. Real-time alerts and expert reviews keep treatment on track and help employees get back to work.

"We take a proactive approach to preventing injuries, and we believe Kinetic's services will put wind in our sails as we continue to improve workplace safety for our employee-owners.”

President, Wholesale and Warehousing Provider

Backed by Nationwide, trusted by policyholders

Nationwide backs every Kinetic workers’ comp policy. Access best-in-class claims handling and their easy-to-use online portal for billing history and payments.

Reliance Delivery reduces workplace injuries with Kinetic

See how Reliance Delivery protects their drivers from repetitive strain injuries with Kinetic, keeping their team safe and productive.

Looking for more information?

Frequently asked questions

What is workers’ compensation insurance?
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Workers’ compensation insurance is a safeguard for both businesses and employees when work-related injuries or illnesses occur.

For employees, it offers essential support, including medical care, wage replacement, and recovery resources. For employers, it provides peace of mind by reducing the risk of costly lawsuits and ensuring injured workers receive the care they need to recover and return to work.

What's included as part of my Kinetic workers' compensation plan?
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All Kinetic workers’ compensation plans provide national coverage, are backed by Nationwide on A+ paper, and offer dividend potential. In addition, we wrap safety technology into every policy for free like:

Reflex wearable platform: Provides real-time ergonomic feedback to your workers to reduce injuries.
Nurse Triage: Provided by Nationwide, Nurse Triage simplifies injury reporting and care coordination.
Rapid Return-to-Work: Enables compliant, light-duty creation and deployment in minutes.
How do I report a claim?
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We recommend reporting a claim through the Nurse Triage program. A registered nurse is immediately available to answer care questions. They also report the claim on your behalf, expediting the claim reporting process and reducing lag times. View injury reporting and claims info for nurse triage.

Am I required to use the reflex wearable platform?
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No, while we highly recommend policyholders implement the Reflex Wearable Platform to protect their employees and reduce injury claims, they aren't required to do so.

Existing clients

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