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Take control of your workers' compensation

Kinetic Insurance provides workers' compensation for frontline industries. Real-time intelligence and dedicated experts put you in control of your claims and your costs.

 

See How It Works

Built for the companies that keep America moving

An active, tech-guided workers' compensation program

Turn claims data into clear next steps so you can control your costs, protect your people, and grow your business. 

Better control of claims

Claims intelligence shows where every claim stands and what to do next, so claims don't lag and injured employees return to work safely.

Expertise when it matters most

Your dedicated team acts as your guide and advocate on claims, reserves, and fraud, so you never handle your claims alone.

Save money at every stage

Pricing built for your industry, services that bring down claim costs, and dividends of up to 26% of premium.

Proven results, real impact

%

lower loss ratios for engaged policyholders

%

lower lost-wage costs on claims with return-to-work

$

lower total cost per claim with return-to-work

Median loss ratio reduction among policyholders with claims who engaged with Kinetic services vs. those who did not. (Kinetic data, 2024–2025)
Closed, return-to-work-eligible claims with return-to-work vs. no return-to-work program. Figures rounded down. (Kinetic data, 2024–2025)

See why employers choose Kinetic

"There's no comparison between other work comp providers and how Kinetic handles our claims."

Owner | Last-Mile Delivery Provider

Palatine, IL

"I stayed with a partner that offered real support. The right relationships, on both sides, can make or break your business."

Owner | Parcel Delivery

Mission Viejo, CA

"It’s beneficial from a morale perspective and it’s also beneficial from a financial perspective. Your workers' comp mod drops."

General Manager | Community and Country Club

Palm Desert, CA

Workers' compensation broker
FOR WORKERS' COMP BROKERS

Frontline workers' comp made easy to write

Kinetic makes it easy to write workers' comp for mid-to-large accounts in parcel delivery, transportation, janitorial, hotels, manufacturing, and wholesale and warehousing, all on A-rated paper.

Submit by email and get a first response within one business hour.

 

Latest workers' compensation insights

A construction worker in the heat
A workers' compensation brokers with a phone in her hand considering the value of AI
Occupational medicine provider assessing an injured worker

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Existing clients

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