Workers' compensation insurance for transportation and waste collection
The key to safeguarding trucking and waste management employees while managing costs? Workers' comp powered by Kinetic’s safety tech, data-driven insights, and industry expertise.
Why choose Kinetic for workers' compensation for transportation and waste collection
Proactively prevent and manage workplace injuries with advanced safety tech built into every Kinetic policy.
A (Excellent) Rated
Backed by A-rated carrier partners like Nationwide.
Lower costs
Reward your client's safer behavior with performance-based dividends and 13% lower premiums.
Specialized expertise
Rely on industry expertise for tailored coverage and seamless claims handling.
Transportation and waste collection workers' comp codes
We specialize in workers’ comp for these high-demand industries:
3821 Automobile Recycling & Drivers
7219/7227 Trucking NOC
7228/7227 Trucking - Local Hauling Only
7590/9424 Garbage Works
9403 Garbage Ashes or Refuse Collection
Transportation and waste collection exclusions
No wide-load, spreader truck, auto transport trucks, tanker trucks, or triple trailer hauling. Tanker trucks (excluding Petroleum) entertained on limited territory.
No hauling of hazardous materials, heavy machinery, or equipment.
General exclusions
No Aircraft exposure; No Mid-term business, unless they are coming out for PEO or Captive; No business with less than 3 years of prior workers comp coverage upon policy inception date; No 1099 Exposure greater than 40%; No risks coming out of a PEO, unless they have their own NCCI or state bureau ex-mod; No Staffing Agencies; No USL&H; No Jones Act; No Maritime Employers Liability; No Foreign Coverage; No Retroactive policies; No Large risk alternative rating option (LRARO).
Where we are seeing success
Kinetic partners are seeing success placing risk in industries where safety is key.
Parcel Delivery
Class Code: 0808 State: PA
Bound Premium:
$444,028
Trucking
Class Code: 7219 State: MA
Bound Premium:
$124,898
Parcel Delivery
Class Code: 7231 State: MO
Bound Premium:
$309,522
Parcel Delivery
Class Code: 7231 State: MD
Bound Premium:
$380,142
Wholesaler & Warehouse
Class Code: 7360 State: CA
Bound Premium:
$119,432
Garbage/Refuse/Recycling
Class Code: 8500 State: CA
Bound Premium:
$102,500
Hotel
Class Code: 9050 State: CA
Bound Premium:
$184,924
Send in your transportation or waste collection submission
Submitting is simple. Just ensure your submission includes:
ACORD 130
Current year and 3 prior policy periods of loss runs
Ex-Mod Worksheet (required for all parcel submissions, requested for other industries)
Industry supplemental applications