Insurance for transportation

The key to safeguarding trucking and waste management employees while managing costs? Workers' comp powered by Kinetic’s safety tech, data-driven insights, and industry expertise. 

Why choose Kinetic for workers' compensation?

Proactively predict, prevent, and manage workplace injuries with advanced safety tech built into every Kinetic policy.

Target class codes for transportation

We specialize in workers’ comp for these high-demand industries:

3821 Automobile Recycling & Drivers

7219/7227 Trucking NOC

7228/7227 Trucking - Local Hauling Only

7590/9424 Garbage Works

9403 Garbage Ashes or Refuse Collection

Transportation exclusions

No wide-load, spreader truck, auto transport trucks, tanker trackers, or triple trailer hauling.

No hauling of hazardous materials, heavy machinery, or equipment.

General exclusions

No Aircraft exposure; No Mid-term business, unless they are coming out for PEO or Captive; No business with less than 3 years of prior workers comp coverage upon policy inception date; No 1099 Exposure greater than 40%; No risks coming out of a PEO, unless they have their own NCCI or state bureau ex-mod; No Staffing Agencies; No USL&H; No Jones Act; No Maritime Employers Liability; No Foreign Coverage; No Retroactive policies; No Large risk alternative rating option (LRARO).

Where we are seeing success

Kinetic partners are seeing success placing risk in industries where safety is key.

Hotel

Class Code: 9050

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Bound Premium:
$50,629
Trucking

Class Code: 7219

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Bound Premium:
$203,984
Janitorial Services

Class Code: 9014

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Bound Premium:
$299,509
Manufacturing

Class Code: 3560

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Bound Premium:
$135,751
Parcel Delivery

Class Code: 7231

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Bound Premium:
$152,625
Trucking

Class Code: 7219

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Bound Premium:
$165,550

Ready to submit?

Submitting is simple. Just ensure your submission includes:

ACORD 130

Current year and 3 prior policy periods of loss runs

Ex-mod worksheet (if available)

Industry supplemental applications