Insurance for parcel delivery

Long hours and heavy lifting make parcel delivery high-risk. Kinetic simplifies workers’ comp with built-in injury reduction technology, data insights, and competitive pricing to protect your clients' drivers and reduce their costs.

Why choose Kinetic for workers' compensation?

Proactively predict, prevent, and manage workplace injuries with advanced safety tech built into every Kinetic policy.

A Letter
A (Excellent) Rated

Backed by Nationwide, every policy is written on A-rated paper. 

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Lower costs

Reward your client's safer behavior with performance-based dividends and 13% lower premiums.

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Specialized expertise

Rely on industry expertise for tailored coverage and seamless claims handling.

Target class codes for parcel delivery

We know parcel delivery and the risks associated with it. Let us provide workers' comp for your clients in:

7230/7198 Trucking - Parcel or Package Delivery

7231/7219 Mail Parcel or Package Delivery and Courier

7232 Trucking  - Mail Parcel or Package Delivery - Under contract 

Parcel exclusions

No payroll growth >70% in the current or expiring year without reasonable explanation.

No exposure in Wisconsin. 

General exclusions

No Aircraft exposure; No Mid-term business, unless they are coming out for PEO or Captive; No business with less than 3 years of prior workers comp coverage upon policy inception date; No 1099 Exposure greater than 40%; No risks coming out of a PEO, unless they have their own NCCI or state bureau ex-mod; No Staffing Agencies; No USL&H; No Jones Act; No Maritime Employers Liability; No Foreign Coverage; No Retroactive policies; No Large risk alternative rating option (LRARO).

Where we are seeing success

Kinetic partners are seeing success placing risk in industries where safety is key.

Hotel

Class Code: 9050

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Bound Premium:
$50,629
Trucking

Class Code: 7219

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Bound Premium:
$203,984
Janitorial Services

Class Code: 9014

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Bound Premium:
$299,509
Manufacturing

Class Code: 3560

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Bound Premium:
$135,751
Parcel Delivery

Class Code: 7231

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Bound Premium:
$152,625
Trucking

Class Code: 7219

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Bound Premium:
$165,550

Ready to submit?

Submitting is simple. Just ensure your submission includes:

ACORD 130

Current year and 3 prior policy periods of loss runs

Ex-mod worksheet (if available)

Industry supplemental applications

Have a question?

Existing clients

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