Insurance for manufacturers
From plastics to printing, Kinetic ensures unmatched safety and savings for high-risk industries. Find a tech-driven workers' compensation policy for your manufacturing clients today.
Why choose Kinetic for workers' compensation?
Proactively predict, prevent, and manage workplace injuries with advanced safety tech built into every Kinetic policy.
A (Excellent) Rated
Backed by Nationwide, every policy is written on A-rated paper.
Lower costs
Reward your client's safer behavior with performance-based dividends and 13% lower premiums.
Specialized expertise
Rely on industry expertise for tailored coverage and seamless claims handling.
Select class codes for manufacturing
Kinetic workers' comp is built for manufacturers like:
2501/2576 Clothing Manufacturing
3076/3830 Sheet Metal Products Manufacturing
3632 Machine Shop
3824/3815 Automobile, Bus Truck or Trailer Body Manufacturing
4484/4498 Plastics Manufacturing
6504 Food Products Manufacturing
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Manufacturing exclusions
No chemicals
No galvanizing
No explosives
No flammable liquids/waste
General exclusions
No Aircraft exposure; No Mid-term business, unless they are coming out for PEO or Captive; No business with less than 3 years of prior workers comp coverage upon policy inception date; No 1099 Exposure greater than 40%; No risks coming out of a PEO, unless they have their own NCCI or state bureau ex-mod; No Staffing Agencies; No USL&H; No Jones Act; No Maritime Employers Liability; No Foreign Coverage; No Retroactive policies; No Large risk alternative rating option (LRARO).
Where we are seeing success
Kinetic partners are seeing success placing risk in industries where safety is key.
Hotel
Class Code: 9050 State: CA

Bound Premium:
$67,706
Trucking
Class Code: 7219 State: MD
Bound Premium:
$92,248
Parcel Delivery
Class Code: 7231 State: PA
Bound Premium:
$292,535
Parcel Delivery
Class Code: 7198 State: CA
Bound Premium:
$419,804
Trucking
Class Code: 7219 State: CA
Bound Premium:
$228,232
Parcel Delivery
Class Code: 7231 State: ME
Bound Premium:
$163,819
Parcel Delivery
Class Code: 7231 State: MO
Bound Premium:
$175,016
Ready to submit?
Submitting is simple. Just ensure your submission includes:
ACORD 130
Current year and 3 prior policy periods of loss runs
Ex-Mod Worksheet (required for all parcel submissions, requested for other industries)
Industry supplemental applications
