Insurance for hotels

The key to safeguarding hotel staff—especially housekeepers—while managing costs? Workers' comp powered by Kinetic’s safety tech, data-driven insights, and industry expertise.

Why choose Kinetic for workers' compensation?

Proactively predict, prevent, and manage workplace injuries with advanced safety tech built into every Kinetic policy.

Target class codes for hotels

We specialize in workers' comp for hospitality workers in these classes:

9044/9069 Casino Gambling - Hotel

9052 Hotel - All Other Employees

9050A Hotel - All Other Employees (CA)

9050B Hotel - Front Desk, Retail Store, and Health Spa Employees (CA)

9058 Hotel - Restaurant Employees

Hotel exclusions

No motels

No bed & breakfast inns

General exclusions

No Aircraft exposure; No Mid-term business, unless they are coming out for PEO or Captive; No business with less than 3 years of prior workers comp coverage upon policy inception date; No 1099 Exposure greater than 40%; No risks coming out of a PEO, unless they have their own NCCI or state bureau ex-mod; No Staffing Agencies; No USL&H; No Jones Act; No Maritime Employers Liability; No Foreign Coverage; No Retroactive policies; No Large risk alternative rating option (LRARO).

Where we are seeing success

Kinetic partners are seeing success placing risk in industries where safety is key.

Hotel

Class Code: 9050  State: CA

Hotel_SuccessList
Bound Premium:
$67,706
Trucking

Class Code: 7219  State: MD

hotel (4)
Bound Premium:
$92,248
Parcel Delivery

Class Code: 7231  State: PA

hotel (3)
Bound Premium:
$292,535
Parcel Delivery

Class Code: 7198  State: CA

hotel (3)
Bound Premium:
$419,804
Trucking

Class Code: 7219  State: CA

hotel (4)
Bound Premium:
$228,232
Parcel Delivery

Class Code: 7231  State: ME

hotel (3)
Bound Premium:
$163,819
Parcel Delivery

Class Code: 7231  State: MO

hotel (3)
Bound Premium:
$175,016

Ready to submit?

Submitting is simple. Just ensure your submission includes:

ACORD 130

Current year and 3 prior policy periods of loss runs

Ex-Mod Worksheet (required for all parcel submissions, requested for other industries)

Industry supplemental applications