Take control of your workers' compensation

The moment a claim happens, you know its status, the next step, and the fastest path back to work. Take your next best step with:

• A single dashboard for policy data, claims, return-to-work status, and dividend eligibility.
• AI-powered claims intelligence built on proprietary data of companies just like yours, that flags what you should do for every claim before it stalls.
• A tech-guided return-to-work program, built into your policy, that cuts indemnity costs by about $5,750 per claim and total claim costs by roughly 60%.

When a worker gets hurt, you're counting on us to be there. A dedicated team of experts combine decades of experience with AI-powered analysis to be your advocate from day one of your policy.

This advocacy looks like:

• A policyholder success manager giving you a play-by-play of how to manage your comp program and keeping eligible claims moving toward return-to-work.
• A claims manager, watching 80 data points per claim to catch fraud, cut reserves, and keep claims from running to the max.
• A loss control specialist, building safety plans for your specific risks before a claim ever happens.

We identify where you can reduce risk and improve performance, then bring down your workers' comp costs by:

• Pricing your policy for your specific industry and risk, not a one-size-fits-all rate.
• Lowering your ex-mod with embedded claims intelligence technology and expert claims support that take a load off your team.
• Rewarding strong safety practices and consistent return-to-work with a performance-based dividend, up to 26% of your premium back in your pocket.

Our carrier partners are rated A- (Excellent) by AM Best.