Workers' compensation insurance for construction companies
From framing to finishing, Kinetic delivers unmatched protection and savings for construction and contracting companies. Offer your clients a tech-driven workers’ compensation policy built for the job site.
No roofing contractors, unless written as part of a General Contractors workers' compensation policy and then not to exceed 15% of the policy's payroll.
No risks in the business of asbestos-related work.
No wrecking or demolition of buildings or structures.
General exclusions
No Aircraft exposure; No Mid-term business, unless they are coming out for PEO or Captive; No business with less than 3 years of prior workers comp coverage upon policy inception date; No 1099 Exposure greater than 40%; No risks coming out of a PEO, unless they have their own NCCI or state bureau ex-mod; No Staffing Agencies; No USL&H; No Jones Act; No Maritime Employers Liability; No Foreign Coverage; No Retroactive policies; No Large risk alternative rating option (LRARO).
Where we are seeing success
Kinetic partners are seeing success placing risk in industries where safety is key.
Hotel
Class Code: 9050 State: CA
Bound Premium:
$1,251,641
Wholesale & Warehouse
Class Code: 8018 State: CA
Bound Premium:
$447,055
Parcel Delivery
Class Code: 7231 State: GA
Bound Premium:
$85,258
Parcel Delivery
Class Code: 7231 State: CO
Bound Premium:
$177,398
Parcel Delivery
Class Code: 7231 State: UT
Bound Premium:
$114,235
Manufacturing
Class Code: 3574 State: GA
Bound Premium:
$146,836
Parcel Delivery
Class Code: 808 State: PA
Bound Premium:
$124,690
Send in your construction workers' comp submission
Submitting is simple. Just ensure your submission includes:
ACORD 130
Current year and 3 prior policy periods of loss runs
Ex-Mod Worksheet (required for all parcel submissions, requested for other industries)
.svg)
.svg)
