Insurance for transportation

The key to safeguarding trucking and waste management employees while managing costs? Workers' comp powered by Kinetic’s safety tech, data-driven insights, and industry expertise. 

Why choose Kinetic for workers' compensation?

Proactively predict, prevent, and manage workplace injuries with advanced safety tech built into every Kinetic policy.

Target class codes for transportation

We specialize in workers’ comp for these high-demand industries:

3821 Automobile Recycling & Drivers

7219/7227 Trucking NOC

7228/7227 Trucking - Local Hauling Only

7590/9424 Garbage Works

9403 Garbage Ashes or Refuse Collection

Transportation exclusions

No wide-load, spreader truck, auto transport trucks, tanker trucks, or triple trailer hauling. Tanker trucks (excluding Petroleum) entertained on limited territory.

No hauling of hazardous materials, heavy machinery, or equipment.

General exclusions

No Aircraft exposure; No Mid-term business, unless they are coming out for PEO or Captive; No business with less than 3 years of prior workers comp coverage upon policy inception date; No 1099 Exposure greater than 40%; No risks coming out of a PEO, unless they have their own NCCI or state bureau ex-mod; No Staffing Agencies; No USL&H; No Jones Act; No Maritime Employers Liability; No Foreign Coverage; No Retroactive policies; No Large risk alternative rating option (LRARO).

Where we are seeing success

Kinetic partners are seeing success placing risk in industries where safety is key.

Parcel Delivery

Class Code: 0808  State: PA

Box
Bound Premium:
$444,028
Trucking

Class Code: 7219  State: MA

Truck
Bound Premium:
$124,898
Parcel Delivery

Class Code: 7231  State: MO

Box
Bound Premium:
$309,522
Parcel Delivery

Class Code: 7231  State: MD

Box
Bound Premium:
$380,142
Wholesaler & Warehouse

Class Code: 7360  State: CA

Warehouse
Bound Premium:
$119,432
Garbage/Refuse/Recycling

Class Code: 8500  State: CA

Garbage/Refuse/Recycling
Bound Premium:
$102,500
Hotel

Class Code: 9050 State: CA

Hotel
Bound Premium:
$184,924

Ready to submit?

Submitting is simple. Just ensure your submission includes:

ACORD 130

Current year and 3 prior policy periods of loss runs

Ex-Mod Worksheet (required for all parcel submissions, requested for other industries)

Industry supplemental applications