Workers' compensation insurance for trucking companies and waste collection
Kinetic writes workers' compensation for trucking companies, local haulers, and waste collection fleets with $50,000 or more in premium. Every policy is on A-rated paper and comes with real-time intelligence and a team of experts, so injured employees get back on the road sooner.
Workers' comp class codes for trucking companies and waste collection
Below is a selection of covered classes, view our full class list for everything in appetite:
3821 Automobile Recycling & Drivers
7219/7227 Trucking NOC
7228/7227 Trucking - Local Hauling Only
7590/9424 Garbage Works
9403 Garbage Ashes or Refuse Collection
No wide-load, spreader truck, auto transport trucks, tanker trucks, or triple trailer hauling.
No hauling of hazardous materials, heavy machinery, or equipment.
General exclusions
No Aircraft exposure. No Mid-term business, unless they are coming out for PEO or Captive. No business with less than 3 years of prior workers comp coverage upon policy inception date. No 1099 Exposure greater than 40%. No risks coming out of a PEO, unless they have their own NCCI or state bureau ex-mod. No Staffing Agencies. No USL&H. No Jones Act. No Maritime Employers Liability. No Foreign Coverage. No Retroactive policies. No Large risk alternative rating option (LRARO).
Why brokers choose Kinetic for trucking workers' compensation insurance
Real-time claims intelligence and an expert team give your clients control of their claims and their costs.
Savings at every
stage
Rates designed for the risk, tech-guided services, and a dividend of up to 26% help your clients save.
Claims control, mile by mile
Claims intelligence surfaces real-time insights so claims move forward instead of dragging out.
Expertise built for the fleet
An expert-led team guides your client through claims, return-to-work, and fleet safety.
Where we're seeing success
Parcel Delivery
Class Code: 0808 State: PA
Bound Premium:
$309,929
Manufacturing
Class Code: 2812 State: CA
Bound Premium:
$91,113
Janitorial
Class Code: 9008 State: CA
Bound Premium:
$189,347
Parcel Delivery
Class Code: 7231 State: CT
Bound Premium:
$200,450
Hotel
Class Code: 9050 State: CA
Bound Premium:
$238,197
Parcel Delivery
Class Code: 7231 State: GA
Bound Premium:
$228,493
Janitorial
Class Code: 9008 State: CA
Bound Premium:
$205,855
Send in your trucking or waste collection submission
Submitting is simple. Just ensure your submission includes:
ACORD 130
Current year and 3 prior policy periods of loss runs
Ex-Mod Worksheet
Industry supplemental applications
Frequently asked questions about workers' comp for trucking companies
What is the minimum premium for trucking workers' compensation accounts?
View our full appetite and exclusions.