Insurance for transportation
Workers' comp for trucking and waste management can be complex—but it doesn’t have to be. Kinetic simplifies it with safety tech, data insights, and competitive pricing to protect your clients' workforce and control costs.
Why choose Kinetic for workers' comp?
Smarter safety
Proactively prevent workplace injuries with smart safety tech built into every Kinetic policy.
Lower costs
Help your clients reduce their premiums, on average, by 13% with data-driven safety.
Specialized expertise
Rely on our industry expertise for tailored coverage and seamless claims handling.
Target class codes for transportation
We specialize in workers' comp for these high-demand industries:- 3821 Automobile Recycling & Drivers
- 7219/7227 Trucking NOC
- 7228/7227 Trucking - Local Hauling Only
- 7590/9424 Garbage Works
- 9403 Garbage Ashes or Refuse Collection
Transportation exclusions
- No wide-load, spreader truck, auto transport trucks, tanker trackers, or triple trailer hauling.
- No hauling of hazardous materials, heavy machinery, or equipment.
General exclusions
No Aircraft exposure; No Mid-term business, unless they are coming out for PEO or Captive; No business with less than 3 years of prior workers comp coverage upon policy inception date; No 1099 Exposure greater than 40%; No risks coming out of a PEO, unless they have their own NCCI or state bureau ex-mod; No Staffing Agencies; No USL&H; No Jones Act; No Maritime Employers Liability; No Foreign Coverage; No Retroactive policies; No Large risk alternative rating option (LRARO).
Ready to submit?
Submitting is simple. Just ensure your submission includes:- ACORD 130
- Industry supplemental applications
- Ex-mod worksheet
- Current year and prior 3 years loss runs valued no more than 120 days prior to effective date
- Target pricing (if known)
