Insurance for parcel delivery

Long hours and heavy lifting make parcel delivery high-risk. Kinetic simplifies workers’ comp with built-in injury reduction technology, data insights, and competitive pricing to protect your clients' drivers and reduce their costs.

Why choose Kinetic for workers' compensation?

Proactively predict, prevent, and manage workplace injuries with advanced safety tech built into every Kinetic policy.

Target class codes for parcel delivery

We know parcel delivery and the risks associated with it. Let us provide workers' comp for your clients in:

7230/7198 Trucking - Parcel or Package Delivery

7231/7219 Mail Parcel or Package Delivery and Courier

7232 Trucking  - Mail Parcel or Package Delivery - Under contract 

Parcel exclusions

No payroll growth >70% in the current or expiring year without reasonable explanation.

No exposure in Wisconsin. 

General exclusions

No Aircraft exposure; No Mid-term business, unless they are coming out for PEO or Captive; No business with less than 3 years of prior workers comp coverage upon policy inception date; No 1099 Exposure greater than 40%; No risks coming out of a PEO, unless they have their own NCCI or state bureau ex-mod; No Staffing Agencies; No USL&H; No Jones Act; No Maritime Employers Liability; No Foreign Coverage; No Retroactive policies; No Large risk alternative rating option (LRARO).

Where we are seeing success

Kinetic partners are seeing success placing risk in industries where safety is key.

Janitorial

Class Code: 9008  State: CA

hotel (1)
Bound Premium:
$103,611
Trucking

Class Code: 7219  State: IL

hotel (4)
Bound Premium:
$51,112
Parcel Delivery

Class Code: 7198  State: CA

hotel (3)
Bound Premium:
$310,184
Wholesaler & Warehouse

Class Code: 8292  State: CA

hotel (5)
Bound Premium:
$57,337
Parcel Delivery

Class Code: 7231  State: MO

hotel (3)
Bound Premium:
$288,544
Wholesaler & Warehouse

Class Code: 8018  State: CA

hotel (5)
Bound Premium:
$170,103
Parcel Delivery

Class Code: 7231  State: AL

hotel (3)
Bound Premium:
$51,359

Ready to submit?

Submitting is simple. Just ensure your submission includes:

ACORD 130

Current year and 3 prior policy periods of loss runs

Ex-Mod Worksheet (required for all parcel submissions, requested for other industries)

Industry supplemental applications