Workers' compensation insurance for parcel delivery
Kinetic writes workers' compensation for last-mile parcel and package delivery companies, with active claims management and tech-guided return-to-work built for drivers on tight routes.
No Aircraft exposure. No Mid-term business, unless they are coming out for PEO or Captive. No business with less than 3 years of prior workers comp coverage upon policy inception date. No 1099 Exposure greater than 40%. No risks coming out of a PEO, unless they have their own NCCI or state bureau ex-mod. No Staffing Agencies. No USL&H. No Jones Act. No Maritime Employers Liability. No Foreign Coverage. No Retroactive policies. No Large risk alternative rating option (LRARO).
Why choose Kinetic for workers' compensation for parcel delivery
Real-time claims intelligence, an expert team, and active control of comp costs.
Savings at every stage
Rates designed for the risk, embedded services, and a dividend up to 26% help your clients save.
Better claims control
Claims intelligence surfaces real-time insights, so claims move forward instead of stalling.
Expertise when it matters most
An expert-led team guides your client through claims, return-to-work, and loss control.
Where we're seeing success
Kinetic partners are writing frontline workers' compensation accounts across the country and seeing measurable results.
Parcel Delivery
Class Code: 0808 State: PA
Bound Premium:
$309,929
Manufacturing
Class Code: 2812 State: CA
Bound Premium:
$91,113
Janitorial
Class Code: 9008 State: CA
Bound Premium:
$189,347
Parcel Delivery
Class Code: 7231 State: CT
Bound Premium:
$200,450
Hotel
Class Code: 9050 State: CA
Bound Premium:
$238,197
Parcel Delivery
Class Code: 7231 State: GA
Bound Premium:
$228,493
Janitorial
Class Code: 9008 State: CA
Bound Premium:
$205,855
Send in your parcel delivery workers' comp submission
Email your client's details, including:
ACORD 130
Current year and 3 prior policy periods of loss runs
Ex-Mod Worksheet (required for all parcel submissions, requested for other industries)
What type of parcel delivery clients are a good fit for Kinetic Insurance?
Parcel and last-mile operators looking for a partner invested in the long-term direction of their workers' compensation program, not just a rate at renewal. See how that played out for one DSP: Kinetic helped Stinger Logistics cut total indemnity costs by 64% after standing up a structured return-to-work program.
How does Kinetic handle dog bite claims for delivery drivers?
Dog bites are one of the recurring claim categories in parcel delivery, and Kinetic's Claims Management team actively manages reserves so they reflect real recovery instead of a worst-case estimate.
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