Kinetic Insurance writes manufacturing workers' compensation for machine shops, plastics, sheet metal, clothing, vehicle body, and food products manufacturers with $50,000 or more in premium. Every policy is on A-rated paper and comes with real-time intelligence and a team of experts.
No Aircraft exposure. No Mid-term business, unless they are coming out for PEO or Captive. No business with less than 3 years of prior workers comp coverage upon policy inception date. No 1099 Exposure greater than 40%. No risks coming out of a PEO, unless they have their own NCCI or state bureau ex-mod. No Staffing Agencies. No USL&H. No Jones Act. No Maritime Employers Liability. No Foreign Coverage. No Retroactive policies. No Large risk alternative rating option (LRARO).
Why brokers place manufacturing accounts with Kinetic
Real-time claims intelligence, an expert team, and savings throughout the policy.
Save at every stage
Rates designed for the risk, embedded services, and a dividend up to 26% help your clients save.
Better claims control
Claims intelligence surfaces real-time insights, so claims keep moving.
Expertise that matters
An expert-led team guides your client through claims, return-to-work, and machine safety.
Where we're seeing success
Kinetic partners are writing frontline workers' compensation accounts across the country and seeing measurable results.
Parcel Delivery
Class Code: 0808 State: PA
Bound Premium:
$309,929
Manufacturing
Class Code: 2812 State: CA
Bound Premium:
$91,113
Janitorial
Class Code: 9008 State: CA
Bound Premium:
$189,347
Parcel Delivery
Class Code: 7231 State: CT
Bound Premium:
$200,450
Hotel
Class Code: 9050 State: CA
Bound Premium:
$238,197
Parcel Delivery
Class Code: 7231 State: GA
Bound Premium:
$228,493
Janitorial
Class Code: 9008 State: CA
Bound Premium:
$205,855
Send in your manufacturing workers' comp submission
Email your client's details, including:
ACORD 130
Current year and 3 prior policy periods of loss runs
Frequently asked questions about workers' comp for manufacturers
What questions should I ask manufacturing accounts about safety practices?
Ask about their most frequent and severe workplace injuries and what they've done to reduce them, what PPE is required and how it's enforced, and what return-to-work program they have in place, including how they accommodate light duty. Manufacturing risk varies too much by materials, process, and machinery for a one-size-fits-all safety program, so these questions are what actually surface the gaps.
What risk factors should I look for in a manufacturing submission?
What's being manufactured, particularly the size and weight of the finished product, whether machines are fitted with proper safety guards, how materials are stored and moved through the facility, housekeeping practices that prevent slips, trips, and falls, facility ventilation, and whether employees handle product delivery or installation and what safety measures cover that work.
What type of manufacturing accounts are a good fit for Kinetic Insurance?
Kinetic is built for employers looking for a strategic partner invested in the long-term direction of their workers' compensation policy. Businesses that choose us want a partner who is engaged, deeply understands their business, and is an active guide throughout the policy period.
How much can manufacturing policyholders earn in dividends?
Up to 26%, for qualifying accounts who maintain a safe work environment and put a strong return-to-work program in place.
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