Janitors and building cleaners often face repetitive tasks and awkward postures leading to strains, sprains, and tears. Kinetic's workers’ comp coverage helps your clients manage risk and protect their teams.
No exterior window cleaning or work done above ground level
No construction or criminal site clean-up
No hazardous material or biohazard clean-up
No mold remediation
No gutter or chimney cleaning
General exclusions
No Aircraft exposure; No Mid-term business, unless they are coming out for PEO or Captive; No business with less than 3 years of prior workers comp coverage upon policy inception date; No 1099 Exposure greater than 40%; No risks coming out of a PEO, unless they have their own NCCI or state bureau ex-mod; No Staffing Agencies; No USL&H; No Jones Act; No Maritime Employers Liability; No Foreign Coverage; No Retroactive policies; No Large risk alternative rating option (LRARO).
Where we are seeing success
Kinetic partners are seeing success placing risk in industries where safety is key.
Parcel Delivery
Class Code: 0808 State: PA
Bound Premium:
$444,028
Trucking
Class Code: 7219 State: MA
Bound Premium:
$124,898
Parcel Delivery
Class Code: 7231 State: MO
Bound Premium:
$309,522
Parcel Delivery
Class Code: 7231 State: MD
Bound Premium:
$380,142
Wholesaler & Warehouse
Class Code: 7360 State: CA
Bound Premium:
$119,432
Garbage/Refuse/Recycling
Class Code: 8500 State: CA
Bound Premium:
$102,500
Hotel
Class Code: 9050 State: CA
Bound Premium:
$184,924
Ready to submit?
Submitting is simple. Just ensure your submission includes:
ACORD 130
Current year and 3 prior policy periods of loss runs
Ex-Mod Worksheet (required for parcel subs, requested for other industries)
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