Insurance for transportation
The key to safeguarding trucking and waste management employees while managing costs? Workers' comp powered by Kinetic’s safety tech, data-driven insights, and industry expertise.
Why choose Kinetic for workers' compensation?
Proactively predict, prevent, and manage workplace injuries with advanced safety tech built into every Kinetic policy.
A (Excellent) Rated
Backed by Nationwide, every policy is written on A-rated paper.
Lower costs
Reward your client's safer behavior with performance-based dividends and 13% lower premiums.
Specialized expertise
Rely on industry expertise for tailored coverage and seamless claims handling.
Target class codes for transportation
We specialize in workers’ comp for these high-demand industries:
3821 Automobile Recycling & Drivers
7219/7227 Trucking NOC
7228/7227 Trucking - Local Hauling Only
7590/9424 Garbage Works
9403 Garbage Ashes or Refuse Collection


Transportation exclusions
No wide-load, spreader truck, auto transport trucks, tanker trackers, or triple trailer hauling.
No hauling of hazardous materials, heavy machinery, or equipment.
General exclusions
No Aircraft exposure; No Mid-term business, unless they are coming out for PEO or Captive; No business with less than 3 years of prior workers comp coverage upon policy inception date; No 1099 Exposure greater than 40%; No risks coming out of a PEO, unless they have their own NCCI or state bureau ex-mod; No Staffing Agencies; No USL&H; No Jones Act; No Maritime Employers Liability; No Foreign Coverage; No Retroactive policies; No Large risk alternative rating option (LRARO).
Where we are seeing success
Kinetic partners are seeing success placing risk in industries where safety is key.
Gear Manufacturing
Class Code: 3632

Bound Premium:
$69,583
Trucking
Class Code: 7219

Bound Premium:
$268,139
Parcel Delivery
Class Code: 7231

Bound Premium:
$196,029
Janitorial Services
Class Code: 9006

Bound Premium:
$117,925
Parcel Delivery
Class Code: 808

Bound Premium:
$211,430
Trucking
Class Code: 7219

Bound Premium:
$150,747
Ready to submit?
Submitting is simple. Just ensure your submission includes:
ACORD 130
Current year and 3 prior policy periods of loss runs
Ex-mod worksheet (if available)
Industry supplemental applications
