Insurance for transportation

The key to safeguarding trucking and waste management employees while managing costs? Workers' comp powered by Kinetic’s safety tech, data-driven insights, and industry expertise. 

Why choose Kinetic for workers' compensation?

Proactively predict, prevent, and manage workplace injuries with advanced safety tech built into every Kinetic policy.

Target class codes for transportation

We specialize in workers’ comp for these high-demand industries:

3821 Automobile Recycling & Drivers

7219/7227 Trucking NOC

7228/7227 Trucking - Local Hauling Only

7590/9424 Garbage Works

9403 Garbage Ashes or Refuse Collection

Transportation exclusions

No wide-load, spreader truck, auto transport trucks, tanker trackers, or triple trailer hauling.

No hauling of hazardous materials, heavy machinery, or equipment.

General exclusions

No Aircraft exposure; No Mid-term business, unless they are coming out for PEO or Captive; No business with less than 3 years of prior workers comp coverage upon policy inception date; No 1099 Exposure greater than 40%; No risks coming out of a PEO, unless they have their own NCCI or state bureau ex-mod; No Staffing Agencies; No USL&H; No Jones Act; No Maritime Employers Liability; No Foreign Coverage; No Retroactive policies; No Large risk alternative rating option (LRARO).

Where we are seeing success

Kinetic partners are seeing success placing risk in industries where safety is key.

Hotel

Class Code: 9050

Hotel_SuccessList
Bound Premium:
$157,776
Trucking

Class Code: 7219

hotel (4)
Bound Premium:
$87,815
Janitorial Services

Class Code: 9008

hotel (1)
Bound Premium:
$101,490
Wholesale & Warehouse

Class Code: 8018

hotel (5)
Bound Premium:
$76,096
Parcel Delivery

Class Code: 7198

hotel (3)
Bound Premium:
$258,084
Trucking

Class Code: 7219

hotel (4)
Bound Premium:
$89,307
Parcel Delivery

Class Code: 7198

Parcel_SuccessListIcon
Bound Premium:
$322,497

Ready to submit?

Submitting is simple. Just ensure your submission includes:

ACORD 130

Current year and 3 prior policy periods of loss runs

Ex-mod worksheet (if available)

Industry supplemental applications