Insurance for janitorial services

Janitors and building cleaners often face repetitive tasks and awkward postures leading to strains, sprains, and tears. Kinetic's workers’ comp coverage helps your clients manage risk and protect their teams.

Why choose Kinetic for workers' compensation?

Proactively predict, prevent, and manage workplace injuries with advanced safety tech built into every Kinetic policy.

A Letter
A (Excellent) Rated

Backed by Nationwide, every policy is written on A-rated paper. 

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Lower costs

Reward your client's safer behavior with performance-based dividends and 13% lower premiums.

Helmet Safety
Specialized expertise

Rely on industry expertise for tailored coverage and seamless claims handling.

Target class codes for janitorial

We protect janitorial teams with tailored coverage for these class codes:

0917/9096 Residential Janitorial

9014/9008 Janitorial Services by Contractors

Janitorial exclusions

No exterior window cleaning or work done above ground level

No construction or criminal site clean-up

No hazardous material or biohazard clean-up

No mold remediation

No gutter or chimney cleaning

General exclusions

No Aircraft exposure; No Mid-term business, unless they are coming out for PEO or Captive; No business with less than 3 years of prior workers comp coverage upon policy inception date; No 1099 Exposure greater than 40%; No risks coming out of a PEO, unless they have their own NCCI or state bureau ex-mod; No Staffing Agencies; No USL&H; No Jones Act; No Maritime Employers Liability; No Foreign Coverage; No Retroactive policies; No Large risk alternative rating option (LRARO).

Where we are seeing success

Kinetic partners are seeing success placing risk in industries where safety is key.

Gear Manufacturing

Class Code: 3632

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Bound Premium:
$69,583
Trucking

Class Code: 7219

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Bound Premium:
$268,139
Parcel Delivery

Class Code: 7231

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Bound Premium:
$196,029
Janitorial Services

Class Code: 9006

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Bound Premium:
$117,925
Parcel Delivery

Class Code: 808

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Bound Premium:
$211,430
Trucking

Class Code: 7219

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Bound Premium:
$150,747

Ready to submit?

Submitting is simple. Just ensure your submission includes:

ACORD 130

Current year and 3 prior policy periods of loss runs

Ex-mod worksheet (if available)

Industry supplemental applications

Have a question?

Existing clients

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