Kinetic workers' compensation for janitorial companies
Give your janitorial clients workers' compensation coverage built around cleaning-crew risk. Our claims intelligence and a dedicated team of experts support every policyholder from underwriting through claim resolution.
No Aircraft exposure. No Mid-term business, unless they are coming out for PEO or Captive. No business with less than 3 years of prior workers comp coverage upon policy inception date. No 1099 Exposure greater than 40%. No risks coming out of a PEO, unless they have their own NCCI or state bureau ex-mod. No Staffing Agencies. No USL&H. No Jones Act. No Maritime Employers Liability. No Foreign Coverage. No Retroactive policies. No Large risk alternative rating option (LRARO).
Why brokers place janitorial accounts with Kinetic
Real-time claims intelligence, an expert team, and savings throughout the policy.
Savings at every stage
Pricing built for janitorial risk, services that drive down claims costs, and a dividend of up to 26%.
Better claims control
Claims intelligence surfaces real-time insights, so claims keep moving instead of stalling.
Backed by real expertise
An expert-led team guides your client through claims, return-to-work, and loss control.
Where we're seeing success
Kinetic partners are writing frontline workers' compensation accounts across the country and seeing measurable results.
Parcel Delivery
Class Code: 0808 State: PA
Bound Premium:
$309,929
Manufacturing
Class Code: 2812 State: CA
Bound Premium:
$91,113
Janitorial
Class Code: 9008 State: CA
Bound Premium:
$189,347
Parcel Delivery
Class Code: 7231 State: CT
Bound Premium:
$200,450
Hotel
Class Code: 9050 State: CA
Bound Premium:
$238,197
Parcel Delivery
Class Code: 7231 State: GA
Bound Premium:
$228,493
Janitorial
Class Code: 9008 State: CA
Bound Premium:
$205,855
Send in your janitorial workers' comp submission
Email your client's details, including:
ACORD 130
Current year and 3 prior policy periods of loss runs
Frequently asked questions about workers' comp for janitorial companies
What makes a janitorial account a strong fit for Kinetic?
Janitorial and cleaning companies looking for a true partner in the long-term direction of their workers' compensation program.
Larger crews that report to a central location each day are the strongest fit; that structure gives Kinetic the best opportunity to deploy services like a structured Rapid Return-to-Work program.
What questions should I ask janitorial accounts?
Ask about the mix of properties serviced (residential, office, school, medical, industrial), shift structure, whether employees operate company or personal vehicles between locations, and whether PPE and fall protection are provided and enforced. That detail lets underwriting move faster and price the account accurately.
How much can janitorial policyholders earn in dividends?
Up to 26%, for qualifying accounts who maintain a safe work environment and put a strong return-to-work program in place.
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