Workers' compensation for wholesale & warehousing

As wholesale and warehouse operations grow, so do the risks of injuries from heavy lifting and repetitive motions. Protect your clients' essential employees and their bottom line with Kinetic's workers' compensation with built-in injury reduction technology.

Why choose Kinetic for workers' compensation for wholesale & warehousing

With a rich background of working with Fortune 500 wholesale and warehousing clients, Kinetic offers tailored services to meet their needs.

Select class codes for wholesale & warehousing we cover

We have a strong appetite for high-demand industries like:

7390/7392 Beer or Ale Dealer - Wholesale and Drivers

8001 Flower, Nursery Stock, and Florists' Supplies Merchant Wholesalers*

8018 Wholesale NOC

8032 Wholesale Clothing or Wearing Apparel or Dry Goods

8044/8015 Store - Furniture - Wholesale or Retail*

8292 Storage Warehouse NOC

*Require >60% gross receipts from wholesale operations vs. retail.

Wholesale & warehousing workers' comp exclusions

No chemicals

No explosives

General exclusions

No Aircraft exposure; No Mid-term business, unless they are coming out for PEO or Captive; No business with less than 3 years of prior workers comp coverage upon policy inception date; No 1099 Exposure greater than 40%; No risks coming out of a PEO, unless they have their own NCCI or state bureau ex-mod; No Staffing Agencies; No USL&H; No Jones Act; No Maritime Employers Liability; No Foreign Coverage; No Retroactive policies; No Large risk alternative rating option (LRARO).

Where we are seeing success

Kinetic partners are seeing success placing risk in industries where safety is key.

Hotel

Class Code: 9050  State: CA

Hotel workers' compensation icon
Bound Premium:
$1,251,641
Wholesale & Warehouse

Class Code: 8018  State: CA

hotel (5)
Bound Premium:
$447,055
Parcel Delivery

Class Code: 7231  State: GA

Parcel Delivery workers' comp icon
Bound Premium:
$85,258
Parcel Delivery

Class Code: 7231  State: CO

Parcel Delivery workers' comp icon
Bound Premium:
$177,398
Parcel Delivery

Class Code: 7231  State: UT

Parcel delivery workers' comp insurance icon
Bound Premium:
$114,235
Manufacturing

Class Code: 3574  State: GA

Manufacturing workers' comp insurance icon
Bound Premium:
$146,836
Parcel Delivery

Class Code: 808 State: PA

Parcel delivery workers' comp insurance icon
Bound Premium:
$124,690

Send in your wholesale or warehousing submission

Submitting is simple. Just ensure your submission includes:

ACORD 130

Current year and 3 prior policy periods of loss runs

Ex-Mod Worksheet (required for all parcel submissions, requested for other industries)

Industry supplemental applications